If you haven’t made your 529 college savings contribution yet, there’s still time.

While most states require contributions to be made by December 31 to qualify for a state income tax benefit, a small number of states — including Kansas — allow contributions through April 15 of the following year.1

This means you can still make a contribution for the prior tax year and potentially qualify for your state tax benefit.

States with an April 15 (or later) 529 contribution deadline include:

  • Georgia – April 15
  • Indiana – April 15
  • Iowa – April 30 (for most years, with exceptions)
  • Kansas – April 15
  • Mississippi – April 15
  • Oklahoma – April 15
  • South Carolina – April 15
  • Wisconsin – April 15

If you live in one of these states, this extended deadline can be a valuable planning opportunity, especially if you’re finalizing tax decisions or simply haven’t gotten around to funding your account yet.

If you did not make a 529 contribution for 2025 and would like to do so before the April 15 deadline, please reach out to your advisor. We can also help you schedule your 2026 contribution at the same time.

Additional Resources:

Funding Your Child’s Education
2026 Tax Reference Guide
The “Big Beautiful Bill” Summarized
IRS 529 Plans: Questions & Answers

If you have questions about education savings strategies or state tax benefits, we’re happy to help.

1. https://www.savingforcollege.com/article/529-plan-contribution-deadlines

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