1. Determine What Information Was Compromised:
- Verify the legitimacy of any breach notification emails.
- Check credit monitoring software for breach alerts.
- Review the company’s recent press releases on their official website.
2. Secure Your Accounts:
- Change passwords and PINS immediately for all compromised accounts.
- Use a password manager to generate new strong, randomized passwords for all accounts with the compromised password.
- Enroll in two-factor authentication for added security.
3. Actively Monitor and Lock Down Your Credit File:
- Create accounts with major credit bureaus (Experian, TransUnion, Equifax).
- Check your credit report every three months.
- Verify balances in retirement accounts and special needs trusts.
- Lock your credit and Social Security number to prevent unauthorized access.
4. Check for Any Suspicious Behavior on Your Devices
- Be vigilant about unusual activity within your online accounts and devices.
- Strengthen the integrity of your passwords, do not reuse passwords across multiple accounts, and add two-step verification.